Life cover

Life insurance or life cover is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person, most often the policy holder. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.

Common misconceptions and other support

There are also some common misconceptions about what type of cover you should have and also what is available from the MOD should the worst happen. There may also be other support available depending on your personal circumstances.

Pension and death in service

Although, this is not exhaustive, read our blog below on widows pension and death in service benefits for some background information.

Talk to a qualified adviser

There are many different types of life cover and what may be suitable for you can often be hard to establish, so always talk to a qualified adviser who can put together a package that is right for you.

Understanding the military community

Remember we fully understand what is offer within the military community and the type of things you may come up against such as specialist duties, deployment and existing medical conditions.

Although this is not exhaustive, read our blog below on the widows pension and death in service benefits, for some background information.

Remember, we fully understand what is on offer within the military community and the type of things you may come up against, such as; specialist duties, deployments and existing medical conditions.

Read our blogs below for more information on life cover

Tailor-made cover for you

We appreciate at times being reliant on your potential entitlements are the only option, however given the chance would you prefer to be assured that these pay outs are based on terms that you have agreed and understood, tailored made to you?

Call us to discuss your requirements and we’ll help find the right cover for you.